Terms and Conditions

Last Updated: April 17, 2025

1. Introduction

Welcome to PayConnect ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website and all related services, features, content, and applications (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.

2. Definitions

"Account" means a registered account with PayConnect.

"Content" means any information, data, text, documents, graphics, logos, images, or other materials uploaded, downloaded, or appearing on the Services.

"KYC" means Know Your Customer, the process of verifying the identity of our customers.

"User," "you," or "your" means any individual or entity using the Services.

"User Data" means any information or documentation you provide to us through the Services, including personal and corporate information.

3. Eligibility and Account Registration
3.1 Eligibility

To use our Services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into these Terms
  • Not be prohibited from using the Services under applicable laws
3.2 Account Registration

To access certain features of the Services, you must create an Account by:

  • Providing accurate, current, and complete information
  • Maintaining and promptly updating your Account information
  • Keeping your Account credentials secure
  • Notifying us immediately of any unauthorized access to your Account
3.3 Account Verification

As part of our KYC process:

  • You agree to provide all requested identification and verification documentation
  • We may request additional information or documentation to verify your identity or the identity of your organization
  • We reserve the right to refuse service, terminate Accounts, or cancel transactions if verification requirements are not met
  • Verification documentation will be handled in accordance with our Privacy Policy
4. Services
4.1 KYC and Verification Services

Our Services include:

  • Identity verification for individuals and organizations
  • Document authentication and validation
  • Compliance checks against regulatory requirements
  • Ongoing monitoring for compliance purposes
  • Secure document storage and management
4.2 Service Limitations
  • We do not guarantee approval or acceptance of your verification by third parties
  • Processing times may vary based on the complexity of verification and completeness of submitted information
  • We reserve the right to modify, suspend, or discontinue any part of the Services at any time
  • Services may not be available in all jurisdictions due to regulatory restrictions
5. User Responsibilities
5.1 Accurate Information

You agree to:

  • Provide true, accurate, current, and complete information
  • Update your information promptly when changes occur
  • Not misrepresent your identity or authorization to act on behalf of any person or entity
  • Not provide fraudulent documentation or information
5.2 Acceptable Use

You agree not to:

  • Use the Services for any illegal purpose or in violation of any laws
  • Attempt to bypass or circumvent our verification processes
  • Use the Services on behalf of any third party without proper authorization
  • Interfere with or disrupt the integrity or performance of the Services
  • Attempt to gain unauthorized access to the Services or related systems
  • Use automated systems or software to extract data from the Services
  • Upload malicious code or files that may damage or compromise the Services
5.3 Document Submission

When submitting documents through our Services, you:

  • Represent that you have the legal right to provide such documents
  • Grant us the right to review, process, and store these documents as described in our Privacy Policy
  • Agree that unclear or illegible documents may result in verification delays or rejection
6. Fees and Payment
6.1 Fees
  • All fees for our Services are as stated at the time of purchase
  • We reserve the right to modify our fees at any time with notice for future Services
  • Fees may vary based on the level of verification required, transaction volume, or additional services requested
6.2 Payment
  • Payment must be made using our approved payment methods
  • You agree to provide valid and authorized payment information
  • Fees are non-refundable except where required by applicable law
  • We may suspend or terminate your access to Services for non-payment
7. Intellectual Property Rights
7.1 Our Intellectual Property

All content, features, and functionality of the Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are owned by us, our licensors, or other providers and are protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for their intended purposes, subject to these Terms.

7.3 User Content License

By submitting, uploading, or sharing any Content through the Services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute such Content for the purpose of providing and improving our Services.

8. Confidentiality and Data Protection
8.1 Confidentiality

We take appropriate measures to maintain the confidentiality of your information. However, you acknowledge that no method of electronic storage or transmission is 100% secure. For more details on how we protect your information, please refer to our Privacy Policy.

8.2 Data Protection

Your personal and corporate information will be processed in accordance with our Privacy Policy and applicable data protection laws, including Thailand's Personal Data Protection Act B.E. 2562 (2019) ("PDPA").

9. Third-Party Services
9.1 Third-Party Verification

We may use third-party services to verify the information you provide. Your use of such third-party services may be subject to additional terms and conditions.

9.2 Third-Party Links

Our Services may contain links to third-party websites or services. We are not responsible for the content or practices of these third-party sites and encourage you to review their privacy policies and terms of use.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

  • THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE
  • DEFECTS WILL BE CORRECTED
  • THE SERVICES OR SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
  • THE VERIFICATION RESULTS WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES
  • ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS OR PERSONAL INFORMATION STORED THEREIN
  • ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES
  • ANY BUGS, VIRUSES, OR OTHER HARMFUL CODE THAT MAY BE TRANSMITTED THROUGH THE SERVICES

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU HAVE PAID US IN THE PAST SIX MONTHS.

12. Indemnification

You agree to defend, indemnify, and hold harmless PayConnect, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your violation of these Terms
  • Your User Data or Content
  • Your use of the Services
  • Your violation of any third-party rights
13. Term and Termination
13.1 Term

These Terms shall remain in full force and effect while you use the Services or maintain an Account with us.

13.2 Termination by You

You may terminate these Terms by:

  • Closing your Account
  • Discontinuing use of the Services
13.3 Termination by Us

We may terminate or suspend your Account and access to the Services immediately, without prior notice or liability, for any reason, including but not limited to:

  • Breach of these Terms
  • Suspected fraudulent, abusive, or illegal activity
  • Non-payment of fees
  • Extended periods of inactivity
13.4 Effect of Termination

Upon termination:

  • Your right to access and use the Services will immediately cease
  • We may delete or retain your User Data as outlined in our Privacy Policy
  • Provisions of these Terms that by their nature should survive termination shall remain in effect
14. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by:

  • Posting the updated Terms on our website
  • Sending an email to the address associated with your Account
  • Displaying a notice when you access the Services

Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

15. Governing Law and Dispute Resolution
15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Thailand, without regard to its conflict of law provisions.

15.2 Dispute Resolution

Any dispute arising out of or relating to these Terms or the Services shall be resolved as follows:

  • We encourage you to contact us first to seek an amicable resolution
  • If the dispute cannot be resolved informally, it shall be submitted to binding arbitration in Bangkok, Thailand
  • The arbitration shall be conducted in accordance with the rules of the Thai Arbitration Institute
  • The language of arbitration shall be English
15.3 Exceptions

Nothing in these Terms will prevent either party from seeking injunctive relief in a court of competent jurisdiction.

16. General Provisions
16.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Services and supersede all prior agreements and understandings.

16.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

16.3 No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.

16.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign or transfer these Terms at our sole discretion without restriction.

16.5 Force Majeure

We will not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

17. Contact Information

If you have any questions about these Terms, please contact us at:

PayConnect.me
199 S-OASIS Building, 11th Fl., Vibhavadi-Rangsit Rd., Chatuchak, Bangkok 10900, Thailand
legal@payconnect.me